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Αν εξαιρέσουμε τους πολύ νέους (είτε σε ηλικία είτε σε χρόνια οδήγησης) οδηγούς που θεωρούνται άπειροι και πιο επιρρεπείς σε επικίνδυνες οδηγικές συμπεριφορές, όσο αυξάνεται η ηλικία τόσο αυξάνεται και το ασφάλιστρο. Διευκρινίζεται ότι ο υπολογισμός της «ηλικίας» του διπλώματος γίνεται με ακρίβεια.

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